Top tips from Mum who saves thousands on groceries!
"You will start to see the rewards if you are 100% committed"
By Practical Parenting team
March 27 2019
A savvy mum of four shares amazing daily tips on saving, goal-setting and budgeting on her Instagram account @goaldigger_singlemum
Single mother Shae is a whizz at finding bargains at the supermarket and frequently posts photos of her amazing hauls along with advice to help her followers do the same.
She recently saved up to 75 per cent off her grocery shop by checking a few different Coles stores and filling her trolley with marked-down goods.
The haul included several packets of sliced ham for $1 each, half-price discounts on milk, meat and treats from the bakery.
She also has a ‘side hustle’ selling unwanted household items and recently pocketed several hundred dollars by selling a go-kart she had lying around.
“It’s been sitting for literally years - unused hurting my eyes,” she wrote. “So I’m off to bank the $, half going into to further top up emergency fund, the rest to paying off my car (only debt) sooner.”
Shae says it also pays to shop around regularly for better deals, saying she recently saved $474.32 annually by switching providers for her comprehensive car and home contents insurance.
“Pays to shop around!” she wrote. “Just found a better deal on my comprehensive car insurance with Woolworths, and if I went with them for home contents would save 30% on that and get a bonus $50 gift card too.”
Regular baking sessions take care of lunchbox treats, she says, and she makes simple meals from marked-down items she finds at the supermarket, such as chicken kiev with vegies or potato bakes. Her cost for dinners often comes in at just $5-$10 for a family of five.
The 34-year-old says while she doesn’t use the envelope saving method, preferring to use her credit card, she does use clear plastic envelopes to sort cash into piles for banking and splurging.
“I started my new way of living about 6 months ago, making small changes here and there and noticed very quickly how doing this was improving my life not only financially but in other areas too,” she shares.
“My goals are to still save to buy my own house one day, realistically though that is in the far future unless I win lotto, but still working towards it. Most importantly want to teach my kids about managing their money and being smart, I was never taught that and learnt the hard way. Just trying to be the best person and mum I can be day to day also.”
For more saving tips, visit #debtfreecommunity on Instagram.